The Fall sports season is up and running?our weekends are filling up with NFL, college football and MLB playoff games!? You may even be hosting tailgating or other parties to celebrate these exciting match-ups, but have you thought about your liability exposures?
A gathering of even the closest friends and family could potentially lead to a lawsuit if someone were to be injured in your home.? You don't need to be worth millions to be sued for millions, and even the most trivial cases could become costly, with legal fees and time spent away from work.?
An Umbrella Policy provides you with extended liability beyond the limits of your other insurance policies.? If someone were to be injured on your property, you could be considered legally responsible, and depending on the extent of the injury, this could lead to a crippling financial responsibility.? With an Umbrella Policy, you gain an extra layer of protection.?
Your Forest Agency Account Manager can recommend the level of coverage that is right for you in conjunction with your existing Homeowners, Renters, Auto or Boat policies.?Limits are commonly available up to $10,000,000, and up to $100,000,000 by special request.
Enjoy yourself this season, but play it safe by making sure that you have adequate liability coverage?particularly when serving food and drink to guests in your home.
Source: http://www.forestagency.com/an-umbrella-policy-to-protect-you-during-tailgate-season.html
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